Mortgage Loans

Estimate payments, evaluate affordability, and plan confidently for your new home.

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Loan Types

Fixed-rate, adjustable-rate, FHA, VA, and jumbo loans tailored to your needs.

Fixed-Rate

Predictable payments over 15–30 year terms.

Adjustable-Rate

Lower initial rate with periodic adjustments.

Government-backed

FHA and VA programs for qualifying borrowers.

Mortgage Calculators

Use the tools below to evaluate payment and affordability.

Monthly Payment Calculator

Affordability Estimator

Closing Costs

Plan for appraisal, title, recording fees, and points where applicable.

Pre-Approval Tips

Improve credit, reduce debt-to-income ratio, and prepare documentation for lenders.

Frequently Asked Questions

Answers to common mortgage questions.

Lenders prefer 43% or lower, including the new mortgage payment. Aim for lower ratios for better terms.

Points can make sense if you plan to stay long term. Calculate breakeven based on upfront cost and monthly savings.

Plan Your Purchase

Get financing guidance and rate options for your situation.

Talk to an Advisor Buying & Selling